The typical costs for out-of-network ABA therapy providers in Utah generally range from $100 to $200 per hour for individual sessions. Other sections of the provided information also suggest a broader range of $50 to $150 per hour, depending on the specific expertise of the provider and the length of the session.

While these upfront costs can be significant, Utah’s autism insurance mandate (SB195) provides financial protections and reimbursement pathways for families:

• Reimbursement Rates: Many insurance plans in Utah reimburse between 70% and 90% of out-of-network costs once the deductible is met, though some estimates place standard reimbursement at 60% to 80%.
• Benefit Caps: The state mandate requires at least $50,000 in annual benefits for intensive services for individuals up to age 21.
• Typical Coverage: Reimbursement often covers a significant portion of the costs for treatments deemed medically necessary by a licensed physician.

Families are encouraged to request a written summary of benefits from their insurer to confirm specific out-of-network reimbursement rates and any required documentation for claims.