In California, if an insurer acts in bad faith by unreasonably denying, delaying, or underpaying a valid claim, you may be entitled to recover several types of damages. These typically include policy benefits owed under your agreement, legal interest, and attorney fees. Additionally, because these actions can be brought as both breach of contract and tort claims, you may pursue damages for emotional distress and punitive damages when the insurer acts with malice or oppression.